Terms you can model
Know the stated rate, points, and costs before you commit to the project.
Fix-and-flip capital for New Jersey investors
Built to move at
investor speed.
Straightforward financing for the property in front of you—clear terms, responsive decisions, and no mystery fees.
For non-owner-occupied residential investment properties.
011–3
Points
0212%
Interest rate
03Zero
Hidden fees
Have a deal now?
Tell us about itThe One Sky difference
Your deal deserves more than a generic loan box.
Fix-and-flip investing runs on timing, judgment, and a clear view of the finished property. Our process starts with the deal—not a maze of unnecessary steps.
Bring us your next project ↗Built around the asset
Show us the purchase, scope, and after-repair value so we can understand the opportunity.
A human conversation
Share the real story of the deal and get a clear next step from a real person.
From property to project
Three steps.
No runaround.
Get the essentials in front of us. We'll help turn the opportunity into a financeable plan.
Share the property
Send the deal
Address, purchase price, renovation budget, ARV, and your timeline.Review the structure
See the terms
We review the project and outline the financing structure and next steps.Finish diligence
Close & build
Complete documentation, close the transaction, and get to work on the property.Deal lens
Pressure-test the flip.
Use this quick snapshot to understand the gross spread before carrying costs, financing, selling costs, and taxes.
Planning tool only—not a loan offer, approval, or profit projection.
Total project basis$410,000
Gross spread$130,000
Gross spread / ARV24.1%
Start a conversation
What are you
working on?
Share the fundamentals. We'll follow up to discuss fit, structure, and next steps.
Prefer to call?(732) 419-8086
Common questions
Before you
send the deal.
What should I include with my request?+
Start with the property address, purchase price, estimated renovation budget, expected after-repair value, closing date, and your relevant project experience.
Are there hidden fees?+
No. Any applicable rate, points, third-party costs, and lender charges should be identified in the transaction documents before closing.
What types of properties fit?+
Our fix-and-flip program is intended for non-owner-occupied residential investment properties. Final eligibility depends on the property, project, borrower, and program requirements.
Does submitting a quote request guarantee financing?+
No. A quote request starts a conversation and is not an application, approval, or commitment to lend.